Working Capital Lines of Credit

Fidelity Bank is an industry leader in providing working capital lines of credit. Because of our 20+ years of experience in asset based financing we are often able to provide a line of credit when other banks will not. This type of funding is ideal for growing, start-up, and seasonal businesses. At Fidelity Bank, we combine many years of traditional commercial banking expertise and a thorough understanding of asset based lending.


Term Loans

Used to finance a company's capital expenditures for machinery, equipment, leasehold improvements, or to make an investment in a base level of inventory. A term loan allows a company to conserve its cash and/or credit line while paying a competitive price for its equipment.


Real Estate Loans

Purchasing or constructing a building is often a financial opportunity for a business owner. Fidelity Bank offers real estate financing for business owners who wish to take advantage of the opportunity to own their building.  Fidelity Bank offers traditional financing or SBA 504 loans for owner occupied real estate.


SBA Loans

As a Small Business Administration (SBA) Certified Lender, Fidelity Bank receives a quicker turnaround on applications submitted to the SBA. SBA loans are available under several different programs that allow a company to finance inventory and equipment purchases, meet seasonal working capital needs and purchase real estate. If you would like to learn more about SBA loans, ask your Fidelity banker for more information.


ESOP Loans

A highly specialized loan product Fidelity Bank offers to finance an employee stock ownership plan (ESOP).  This type of loan is often used to provide an owner the opportunity to pull cash out of an existing business.


Mortgage Loans in Transit

A unique program offered to local mortgage originators under which Fidelity Bank warehouses mortgage loans until they are sold in the secondary market.


Letters of Credit

Letters of credit are provided to clients who need to reduce payment and performance risk. Most often a letter of credit is used to enhance domestic and international trade arrangements between a buyer and a seller.


Getting Started

A personal financial statement is required for all Fidelity Bank loans.  For your convenience, you may download these forms by clicking the Personal Financial Statement icon on the left side of this screen.


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