"I trust Fidelity Bank. They put our best interest first and they do whatever it takes. If what we need is out of the norm, they work it out.” – Jim Flannery

Jim Flannery knew that more capacity and technology would enable Embossing Plus to grow. Jim was right. Jeff Boyle of Fidelity worked with Jim to put together a loan for capital expenditures. Several new pieces of equipment were added. In just three years, sales are up over 300%.

If you have the opportunity to grow, you need a bank and banker who can share your vision. Our experienced bankers take the time to get to know you and your business and become a true financial partner.

We’re bankers you can depend on. Year after year. Loan after loan.

"Our business is up 43% in the last year and we are looking forward to more growth. No one is more interested or involved with our business than Rich Ogle. He knows me, he knows the people who work
here, and he understands our plan for the future." – Brian Kueppers

Demand was increasing daily for Brian Kueppers’ statement printing and mailing company, Apex Print Technologies. Their existing facility couldn’t keep pace with their growth and they needed additional equipment. He was surprised when the bank he had been with for six years said Apex didn’t have a long enough history to meet its requirements for the line of credit they’d offered him through the mail.

Brian chose a new bank. Fidelity Bank put together a financing package that gave Apex the financial flexibility to grow, and financed their new building. At Fidelity Bank, we understand growing business. Our bankers share your vision and help you grow. We are the financial partner you need.

"Jeff Campbell, our banker works with us very personally. We’re working with Fidelity Bank to develop our business plan. They are involved in more than just our banking. They are an integral part of our success and our future. "
– Dick Tieva

Northland Mechanical is a respected name among mechanical contracting firms. Dick Tieva, president of Northland Mechanical, will tell you relationships are the heart of that reputation. When Northland Mechanical was ready to build a new building Dick wanted more than money. He wanted a banking relationship that sons Matt and Mike could depend on for the future.

At Fidelity Bank, we understand that trust is the most important part of our banking relationship. At Fidelity, we stand behind our clients and we’re here for the long-term.

"Steve and Fidelity Bank had a willingness to go the extra mile for Flexmation. They understood that we don’t have a full time financial person on staff. They met our needs and they made it easy for us" - Steve McClintick and Jim Eng

Jim Eng and Steve McClintick specialize in designing and building aluminum structural framing systems. With a busy shop and a growing business, one of their needs from a bank was manageable reporting.

At Fidelity Bank we understand that business owners don’t have enough hours in their day. Fidelity Bank approved a line of credit using Flexmation’s accounts receivable for collateral. The financing is easy to use and affordable. It gives Jim and Steve financial flexibility and meets their need for manageable reporting. Give us a call and experience the ease of banking
with a bank that takes care of business.

"Fidelity Bank took the time to really understand our company so they could be comfortable funding new types of mortgage products without months of due diligence. This means we can offer these products to our clients right away. It's the people who make the difference. When they say 'yes,' it means 'yes,' and they get the job done." - Gary Kirt

Gary Kirt, CEO of Bell Mortgage, likes to say it took Bell Mortgage almost 100 years to find Fidelity Bank. That's because Bell Mortgage is 125 years old.

Gary Kirt and Fidelity Bank's chair of the board, Jim Morton, have worked together for 20 years. Their relationship began when Fidelity Bank created a product to fund Bell Mortgage's loans until they were packaged and sold on the secondary market. This mortgage loan in transit product (MLIT) provides Bell Mortgage with greater flexibility and speed and gives them a competitive edge with their customers.

Our banking team works from the perspective of what is best for our clients. You will never be expected to fit into a standardized loan product. We will create a solution that is
tailor made for your business. When it comes to figuring out how to structure the best financing for your business, our bankers are at the top of their game.

"We strive to provide solutions to your financial needs. Most importantly, it's not about us and how we need to do things, it's about you and what your business needs."
- Susan Johnson

"Todd has insight I don't get from anyone else. I appreciate his involvement because the questions he asks help me to plan our strategy for new opportunities. We have added new lines and doubled our volume."
- Jane Heither

Jane Heither of Display Sales wants more from her banker than money. Jane depends on her banker to ask questions and help her develop financial strategies.

When Jane and her partners Cheryl Legan and Nancy Peterson purchased Display Sales, a company that sells wholesale holiday displays, they expected seasonal fluctuations in cash flow to make financing difficult. But working with Todd, they were able to build their vision for Display Sales. Todd took the time to get to know their business so he could understand the projections and give sound financial advice.

If you have the plan, the drive and the ambition to take your business to the next level, you need a bank and a banker who will be a financial partner. Fidelity Bank's commercial lenders invest the time it takes to become a true advisor, and they have the skills and experience to be a valuable member of your financial team.

"As entrepreneurs, our clients make huge investments of their time and money to meet the demands of high growth. My job is to help them build their vision and take advantage of growth opportunities. My role goes beyond making a loan. My role is to be your financial advisor."
- Todd Williams

"Fidelity Bank has been easy to work with because they understand our business needs. The fee structure and quick turnaround they provide on our credit line and real estate transactions make it possible for us to manage cash flow and to acquire the space we need."
- Alex Ugorets

Alexander Ugorets of Midland Glass Company knows what he wants from his bank. A banker who knows him and can be responsive to his financial needs tops his list.

Midland Glass has grown from a two-person glass contracting shop to a glass and aluminum contractor employing 25 people. A credit line that keeps payroll and operating expenses current is key to this growth. Fidelity Bank also funded multiple real estate transactions to accommodate Midland Glass Company's growing business.

If you are a busy entrepreneur, striking while the iron is hot is key to your success. A banker who knows your business well enough to react quickly to your financial needs is invaluable. This is the way we do business at Fidelity Bank.

"We understand how to help companies manage cash flow. By providing a credit line based on their growing accounts receivable balances, they can fund growth and maximize cash flow. When it comes to helping good businesses grow and take advantage of opportunities, we are aggressive, creative lenders."
- Anthony Gizinski

"When I'm making financial decisions, Gary is my first call. We've worked together since the beginning and he knows our business. I can depend on Gary to be with us for the long haul. That's invaluable to me."
- Ron Oswald

Ron Oswald of Prairie Electric has been a Fidelity Bank client since 1979. His long-term banker is Gary Klaith. Gary and Ron have worked together since the relationship began.

It takes time to build a great banking relationship. If you are like most business owners, you don't have time to train a new banker every couple of years. Fidelity Bank makes the stability of our banking team a top priority.

You might need a short-term loan, but your banker should
be there for the long term. We've built a highly experienced team of long-term bankers you can depend on year after year, loan after loan.

"We have years of lending experience and know what has and has not worked for hundreds of businesses. We apply this knowledge and our understanding of the specific nuances of your business to help you assess risk and take advantage of opportunities. Financially speaking, we'll be your best friend."
- Gary Klaith